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PepTalk with Pepper Money helps brokers learn, develop and grow their business. Whether you're a seasoned expert, or just starting out, join James Blower and Gavin Mathers as they dig deep and explore the interesting world of mortgages.

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Podcast Episode's:
Interview with Rob Jupp of Brightstar Financial
<p>Welcome to the podcast that helps brokers learn, develop and grow their business.</p><br><p>In episode seven, James and Gavin talk to Rob Jupp, CEO of <a href="https://brightstarhub.co.uk" target="_blank">Brightstar Financial</a> about winning awards, social media, the future of the specialist sector, and much more.</p><br><p>Topics covered include:</p><br><p>00.30 Introduction to Rob</p><p>01.45 Why are Brightstar’s people so vital to the business?</p><p>03.45 What placing 1st in the Sunday Times Top Small Companies to Work For means to Rob</p><p>09.45 Rob’s tips for people just starting out in the industry</p><p>13.40 What’s next for Brightstar?</p><p>15.00 The potential future impact of technology on the specialist mortgage industry</p><p>19.35 Will the specialist sector continue to grow?</p><p>21.00 What does the future of the market look like?</p><p>24.20 What Rob wishes he’d known when starting up</p><p>26.45 Where does social media fit in to the future of the market?</p><br><p><br></p><p>You can follow Rob at <a href="https://twitter.com/robjupp" target="_blank">https://twitter.com/robjupp</a></p><p>and find his website at <a href="https://brightstarhub.co.uk" target="_blank">https://brightstarhub.co.uk</a></p><br><p>Pepper Money UK: <a href="https://www.peppergroup.co.uk/lending" target="_blank">https://www.peppergroup.co.uk/lending</a></p><p>Follow Pepper Money on Twitter: <a href="http://twitter.com/PepperMoneyUK" target="_blank">http://twitter.com/PepperMoneyUK</a></p><br><p>By accessing this Podcast, I acknowledge that the Pepper Money makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, Pepper Money does not endorse, approve, recommend, or certify any information, product, process, service, or organisation presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. [Pepper Money assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein.] [Moreover, Pepper Money makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.]</p><br><p>PEPPER MONEY EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.</p>
Listen: podcast - audio/mp3

Interview with James Potter, the LinkedIn Man
<p>Welcome to the podcast that helps brokers learn, develop and grow their business.</p><p>&nbsp;</p><p>In episode six, Gavin talks to James Potter, <a href="https://thelinkedinman.com/" target="_blank">The LinkedIn Man</a>, about finding clients on LinkedIn, avoiding harassment from recruiters, using video on LinkedIn and much more.</p><p>&nbsp;</p><p>Topics covered include:</p><p>&nbsp;</p><p>00.45 Introduction to James</p><p>01.30 The number one tip for using LinkedIn effectively</p><p>02.50 What makes a great LinkedIn profile?</p><p>03.50 Having the confidence to be open on LinkedIn.</p><p>05.30 Is it a benefit to have more connections?</p><p>08.30 How can brokers find potential clients on LinkedIn?</p><p>10.45 Is there a Facebook culture invading LinkedIn?</p><p>15.30 How to follow thought leaders on LinkedIn.</p><p>19.30 How to deal with recruiters on LinkedIn.</p><p>21.20 What’s the future of LinkedIn?</p><p>24.40 Using video on LinkedIn.</p><p>26.55 What does James wish he’d known when he started out.</p><p>&nbsp;</p><p>&nbsp;</p><p>You can connect with James at <a href="https://www.linkedin.com/in/thelinkedinman/" target="_blank">https://www.linkedin.com/in/thelinkedinman/</a></p><p>and find his website at <a href="https://thelinkedinman.com/" target="_blank">https://thelinkedinman.com/</a></p><p>&nbsp;</p><p>Pepper Money UK: <a href="https://www.peppergroup.co.uk/lending" target="_blank">https://www.peppergroup.co.uk/lending</a></p><p>Follow Pepper Money on Twitter: <a href="http://twitter.com/PepperMoneyUK" target="_blank">http://twitter.com/PepperMoneyUK</a></p><p>&nbsp;</p><p>By accessing this Podcast, I acknowledge that the Pepper Money makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, Pepper Money does not endorse, approve, recommend, or certify any information, product, process, service, or organisation presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. [Pepper Money assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein.] [Moreover, Pepper Money makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.]</p><p>&nbsp;</p><p>PEPPER MONEY EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.</p>
Listen: podcast - audio/mp3

Interview with Sarah Tucker of The Mortgage Mum
<p>Welcome to the podcast that helps brokers learn, develop and grow their business.</p><br><p>In episode five, James and Gavin talk to Sarah Tucker of <a href="https://www.themortgagemum.co.uk/" target="_blank">The Mortgage Mum</a> about branding, social media, her experience on The Voice, and much more.</p><br><p>Topics covered include:</p><br><p>00.45 Introduction to Sarah</p><p>01.40 Sarah’s tips on branding for brokers</p><p>02.50 On reaching a million views on YouTube</p><p>03.15 How Sarah’s social media has helped her business</p><p>05.50 Misconceptions about the specialist lending market</p><p>08.00 Persevering with putting effort into video marketing</p><p>10.40 Achieving work-life balance as a woman in the financial services industry</p><p>12.45 Sarah’s experience on The Voice</p><p>14.45 Looking towards the future</p><p>16.10 Talking to audiences of school children</p><p>19.00 Resilience and optimism</p><p>21.40 What Sarah wishes she knew when starting out</p><br><p><br></p><p>You can follow Sarah at <a href="https://twitter.com/themortgagemum" target="_blank">https://twitter.com/themortgagemum</a></p><p>and find her website at <a href="https://www.themortgagemum.co.uk/" target="_blank">https://www.themortgagemum.co.uk/</a></p><br><p>Pepper Money UK: <a href="https://www.peppergroup.co.uk/lending" target="_blank">https://www.peppergroup.co.uk/lending</a></p><p>Follow Pepper Money on Twitter: <a href="http://twitter.com/PepperMoneyUK" target="_blank">http://twitter.com/PepperMoneyUK</a></p><br><p>By accessing this Podcast, I acknowledge that the Pepper Money makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, Pepper Money does not endorse, approve, recommend, or certify any information, product, process, service, or organisation presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. [Pepper Money assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein.] [Moreover, Pepper Money makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.]</p><br><p>PEPPER MONEY EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.</p>
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Interview with Lea Engst for International Women's Day
<p>Welcome to the podcast that helps brokers learn, develop and grow their business.</p><br><p>In episode four, Gavin talks to Lea Engst, Pepper Money’s Quantitative Analytics and Structuring Manager, about International Women’s Day, what it’s like to be a woman in the financial services industry, and much more.</p><br><p>Topics covered include:</p><br><p>00.45 Statistics for International Women’s Day</p><p>02.55 Lea’s background</p><p>07.00 Lea’s experiences as a woman in financial services</p><p>09.00 Standing up for what you believe</p><p>10.30 Advice for women coming into the industry</p><p>11.20 How to encourage younger generations of women into finance</p><p>13.25 Men and women’s differing approaches to appraisals</p><p>14.50 What Lea wishes she’d know when starting out.</p><br><p>More information about International Women’s Day: <a href="https://www.internationalwomensday.com/" target="_blank">https://www.internationalwomensday.com/</a></p><br><p>Pepper Money UK: <a href="https://www.peppergroup.co.uk/lending" target="_blank">https://www.peppergroup.co.uk/lending</a></p><br><p>Follow Pepper Money on Twitter: <a href="http://twitter.com/PepperMoneyUK" target="_blank">http://twitter.com/PepperMoneyUK</a></p><br><p>By accessing this Podcast, I acknowledge that the Pepper Money makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, Pepper Money does not endorse, approve, recommend, or certify any information, product, process, service, or organisation presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. [Pepper Money assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein.] [Moreover, Pepper Money makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.]</p><br><p>PEPPER MONEY EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.</p>
Listen: podcast - audio/mp3

Interview with Alex Hammond of Also Communications
<p>Welcome to the podcast that helps brokers learn, develop and grow their business.</p><br><p>In episode three, James and Gavin talk to Alex Hammond of <a href="https://www.alsocomms.com/" target="_blank">Also Communications</a> about the resilience of the mortgage industry, the media’s coverage of Brexit, and much more.</p><br><p>Topics covered include:</p><br><p>00.30 Pepper’s latest milestone</p><p>03.00 Introduction to Alex</p><p>04.00 Choosing self-employment</p><p>04.30 Highlights of working for yourself</p><p>06.20 The potential impact of Brexit</p><p>09.00 The resilience of the mortgage industry</p><p>10.30 How Brexit has been covered in the media</p><p>13.00 The key trends and influences in 2019</p><p>16.00 The impact of technology on the market</p><p>17.20 Reasons for customers preferring the human touch</p><p>20.40 How Alex’s role is impacted by technology</p><p>22.45 Advice for brokers on marketing</p><p>25.25 What does Alex wish he knew when starting out?</p><br><p>Also Communications: <a href="http://www.alsocomms.com" target="_blank">http://www.alsocomms.com</a></p><p>Pepper Money UK: <a href="https://www.peppergroup.co.uk/lending" target="_blank">https://www.peppergroup.co.uk/lending</a></p><br><p>Follow Pepper Money on Twitter: <a href="http://twitter.com/PepperMoneyUK" target="_blank">http://twitter.com/PepperMoneyUK</a></p><br><p>By accessing this Podcast, I acknowledge that the Pepper Money makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, Pepper Money does not endorse, approve, recommend, or certify any information, product, process, service, or organisation presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. [Pepper Money assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein.] [Moreover, Pepper Money makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.]</p><br><p>PEPPER MONEY EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.</p>
Listen: podcast - audio/mp3

Interview with Colin Snowdon
<p>Welcome to the podcast that helps brokers learn, develop and grow their business.</p><br><p>In episode two, James and Gavin talk to Colin Snowdon, Pepper Money’s former Managing Director, about the biggest challenges for brokers in 2019, the potential implications of Brexit, and much more.</p><br><p>Topics covered include:</p><br><p>00.50 A bit more about Gavin’s background</p><p>02.40 Introduction to Colin Snowdon</p><p>05.00 How Colin got started</p><p>10.00 Changes to the mortgage application process over the years</p><p>12.00 The rise of the specialist lending market</p><p>15.00 The potential impact of Brexit</p><p>19.00 Misconceptions about specialist lenders</p><p>20.00 The biggest challenges for brokers in 2019</p><p>23.20 The impact of changes in the buy-to-let sector</p><p>26.00 What does 2019 hold for Colin?</p><p>27.00 What does Colin wish he knew when he was starting out?</p><br><p>Pepper Money UK: <a href="https://www.peppergroup.co.uk/lending" target="_blank">https://www.peppergroup.co.uk/lending</a></p><br><p>Follow Pepper Money on Twitter: <a href="http://twitter.com/PepperMoneyUK" target="_blank">http://twitter.com/PepperMoneyUK</a></p><br><p>By accessing this Podcast, I acknowledge that the Pepper Money makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, Pepper Money does not endorse, approve, recommend, or certify any information, product, process, service, or organisation presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. [Pepper Money assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein.] [Moreover, Pepper Money makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.]</p><br><p>PEPPER MONEY EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.</p>
Listen: podcast - audio/mp3

Interview with Dale Jannels of Impact Specialist Finance
<p>Welcome to the podcast that helps brokers learn, develop and grow their business.</p><br><p>In episode one, James and Gavin talk to Dale Jannels of <a href="http://www.impactpackaging.co.uk/" target="_blank">Impact Specialist Finance</a> about their recent rebranding, the potential implications of Brexit, and much more.</p><br><p>Topics covered include:</p><br><p>01.05 Dale’s background</p><p>02.30 Moving from accounting to mortgages</p><p>04.25 Navigating the highs and lows of the market</p><p>05.30 Taking risks and getting through hard times</p><p>07.50 Reasons for the rebrand from AToM to Impact</p><p>09.55 The impact of the rebranding exercise</p><p>10.45 The opportunities coming up in 2019</p><p>12.40 The potential impact of Brexit</p><p>14.20 Are worries about lenders closing down unfounded?</p><p>16.40 The positive aspects of new lenders coming into the market</p><p>18.40 The next few years in the bridging market</p><p>21.20 The highlights of 2018</p><p>25.10 The changes in the remortgage market</p><p>26.05 The importance of building relationships</p><br><p>Impact Specialist Finance: <a href="http://www.impactpackaging.co.uk" target="_blank">http://www.impactpackaging.co.uk</a></p><p>Pepper Money UK: <a href="https://www.peppergroup.co.uk/lending" target="_blank">https://www.peppergroup.co.uk/lending</a></p><br><p>Follow Pepper Money on Twitter: <a href="http://twitter.com/PepperMoneyUK" target="_blank">http://twitter.com/PepperMoneyUK</a></p><br><p>By accessing this Podcast, I acknowledge that the Pepper Money makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, Pepper Money does not endorse, approve, recommend, or certify any information, product, process, service, or organisation presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. [Pepper Money assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein.] [Moreover, Pepper Money makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.]</p><br><p>PEPPER MONEY EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.</p>
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Introduction to PepTalk
Just a quick intro to PepTalk
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